Regulatory Frame

FCCB has invested in systems to manage all aspects of entrusted data from various sources. The systems and safeguards in place exceed all legal obligations and are second to none. FCCB maintains valuable human and technological resources to ensure sensitive data is secure to the highest available levels and all staff workstations exceed government requirements.

We function under the strictest specifications so as its functions fulfill all the legal obligations that involve the handling and processing of sensitive personal data.  Our offered services are known to the Office of the Commissioner for Personal Data Protection and are fully harmonized with the EU Directive 95/46/EC of the European Parliament and the Council of the European Union of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data.

All individuals and companies that are recorded in the Defaulters' Databank are notified in writing by the company (as per article 12 of the law regarding processing of personal data) and are given a timeframe in which they can access and object to their listing as per articles 12 and 13 of the corresponding law.  Should this timeframe lapse and an objection has not been received the data will be made available to our subscribers.

For further information on The legislation on the protection of personal data, the Processing of Personal Data (Protection of the Individual) Law of 2001, and its amendment (Law No. 37(I)/2003, please click here