About Us

Company Overview

The First Cyprus Credit Bureau (FCCB) is the first credit reference agency in Cyprus and is a joint venture between The Cyprus Chamber of Commerce and Industry and Infocredit Group. The main sector of activity is the collection, process and provision of information that concerns the credit behaviour of businesses and consumers within the spectrum of their obligations towards third parties. The information provided is thorough, reliable, impartial and objective.

FCCB has invested in systems to manage all aspects of entrusted data from various sources. The systems and safeguards in place exceed all legal obligations and are second to none. FCCB maintains valuable human and technological resources to ensure sensitive data is secure to the highest available levels and all staff workstations exceed government requirements.

The information provided is reliable, impartial and objective and aims to:

  • Grant the relevant safety measures to businesses that up until now were supplying credit without knowing about their customers' or suppliers full credit background
  • Avoid time on costly processes for the recuperation of debt
  • Marginalise precarious debtors

Our Vision

Our Vision is to estabilsh the First Cyprus Credit Bureau as a pioneer in the Cyprus Credit Referencing sector.

Through the establishment of strategic agreements with Credit Referencing Agencies across Europe, FCCB aims to create a Credit Referencing Network, providing our customers with access to Credit Referencing Databases that can successfully serve both the Cyprus and European markets.

Regulatory Frame

FCCB functions under the strictest specifications so as its functions fulfill all the legal obligations that involve the handling and processing of sensitive personal data. Our services are known to the Office of the Commissioner for Personal Data Protection and are fully harmonized with the EU Directive 95/46/EC of the European Parliament and the Council of the European Union.

All businesses and consumers recorded in the FCCB Defaulting Debtors Databank are notified in writing (as per article 12 of the law regarding processing of personal data) and are given a timeframe in which they can access and object to their listing as per articles 12 and 13 of the corresponding law.  Should this timeframe lapse and an objection has not been received, relevant data is made available to our Databank Subscribers.